That’s right – an increasing number of Sligo residents are installing dashcams in their cars, lowering their insurance premiums and increasing the security of their car.
DASHBOARD CAMERA INTRO
A dash cam is a camera that is recording everything that takes place when you are driving your vehicle, and is placed on your windscreen or dash. More sophisticated variants of the cameras also record back views (out of your rear window); some are equipped with infrared lighten to increase recording quality in the dark. The camera begins recording when the car engine starts and automatically switches on. It saves all video information to your memory card.
This new(ish!) technology should interest almost all motorists. It’s now a widely used technology in a number of states where injury and insurance fraud is particularly apparent (e.g. Russia, China).
IS A DASHBOARD CAM HELPFUL FOR ALL MOTORISTS?
Would we advise you to have a dashcam type device fitted in your car? We’d say definitely! The camera is an “always there” witness and can “talk” for you should something occur. It could be damage to your car when you were parked up / not in the car, or it could be a crash for cash scam, whichever it is, a dashboard mounted camera will capture the evidence you need to deal with the situation.
You’ll find two organizations that will likely gain the most from this type of device being utilized by consumers: law enforcement and insurance companies. That is basically because a dashboard cam can significantly contribute to the resolution of claims and traffic accidents.
Police cars are equipped with this particular technology to record the road ahead and behind so that they can have evidence should a case end up in court.
The situation with insurance companies is somewhat different, some companies will actually give you a not insignificant discount on your premium if you have a dashcam fitted – this is because it makes it easier for them to defend against fraudulent claims, which in turn saves the insurance company money.
Is there any future in dash cameras? Absolutely! As dashcams grow in popularity, so will the benefits. More and more insurance companies are jumping on the bandwagon and providing a discount for dashcam users, if the effect of dashcams on the number of insurance claims is positive, then reductions may increase from the current 10 – 15% to even more.
What’s more, most dashcams will work when your car is parked up, so if someone crashes into your stationery vehicle, or someone vandalises your car, you will have video footage as evidence to locate the culprit.
WHERE SHOULD I PURCHASE A DASHCAM?
Well, I got back via eBay. I consider it is possible to get dashboard cams both on eBay or Amazon, take a look at the best dashcams over on Car Gadgets website cadgets.